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Underwriting

We know underwriting is pivotal to your success with your clients. That’s why we have highly experienced underwriters, a competitive underwriting philosophy and a number of unique strategies and programs designed to help you get clients the best risk class possible.

Get to know the benefits of full underwriting

Your clients have different needs and budgets, so your recommendations should be different, too. This might mean shifting your conversations from simplified issue solutions to fully underwritten products that offer more protection for their family. When you recommend full underwriting, you and your clients enjoy the benefits of:
Higher levels of protection
Fully underwritten life insurance offers higher coverage limits and more flexible options compared to simplified issue solutions.
Stronger relationships
When you recommend coverage that fully meets their protection needs, you’re more likely to earn clients’ trust and keep them in your book of business longer.
The right price for the client
Our underwriting process ensures the solution is priced right based on the client’s risk class.
A straightforward process
We offer resources to help you understand our underwriting process and what an underwriter looks for, so you and your clients can feel confident at every step.

Helpful resources on underwriting

Use these resources to help make the underwriting process easier for you and your clients.
Cover of Underwriting Guide
Explore underwriting criteria, guidelines and requirements
Cover of Underwriting Highlights Flyer
Understand key areas to deliver the best underwriting offer
Cover of Underwriting Did You Know Flyer
Learn about our approach and how we classify certain situations
Cover of Pro Credit Underwriting Program Guide
See how to improve an underwriting decision by one class

Other related topics

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Everything you need to do business with us

We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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