Protective Life Underwriting Solution (PLUS) is designed to offer a more tailored and expedited underwriting experience. In each case, PLUS underwrites clients with the least invasive requirements possible and optimizes speed to issue.
What does the underwriting process look like with PLUS?
PLUS offers the opportunity to qualify for accelerated underwriting, and in some cases, bypass attending physician statements (APS) and labs. Whether a client qualifies for accelerated or traditional underwriting, our TeleLife® team of experts will ensure a smooth and efficient process.
PLUS frequently asked questions (FAQs)
To help you get a better understanding of what our PLUS program is all about, here are answers to some of the most frequently asked questions we receive:
The PLUS program was designed to expedite issuing a policy by tailoring the underwriting process to include the least invasive requirements as possible.
PLUS can reduce your overall cycle time and takes tasks off your plate. Whether your client goes through traditional or accelerated underwriting, the TeleLife® team is there to take care of administrative tasks of the process.
If a client is participating in a TeleLife® interview, the application will automatically be run through the PLUS program. PLUS will gather data during the interview to determine the best underwriting requirements and available class for the applicant.
PLUS is available to underwrite Protective Advantage ChoiceSM UL, Protective® Strategic Objectives II VUL and Protective® Classic Choice term applications.
Helpful resource: PLUS eligibility checklist
Use this checklist to help determine if your client may qualify for the accelerated process through PLUS, possibly eliminating the need for fluids and APS.
Other related topics
Resources and support related to underwriting
EZ-App℠: Submit life insurance forms electronically
TeleLife%%®%%: take administrative work off your plate
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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