Protective® Strategic Objectives II VUL

Protective%%®%% Strategic Objectives II VUL for strong accumulation

When your clients are looking for death benefit protection plus powerful cash value growth potential to fund a future goal, you can help them secure both with our VUL.

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Why recommend Protective Strategic Objectives II VUL?

Your clients who want both protection and accumulation potential can enjoy these dual benefits:

Growth

Tax-deferred cash value growth that isn’t restricted by “guarantee fees”
Strong investment options from leading fund managers
A Policy Value Credit that begins on the 7th policy year
Designed to generate income for retirement or another life goal

Protection

Two death benefit options for added flexibility
Lapse protection to help ensure the policy and death benefit remain active
Optional riders and endorsements, like our ExtendCare℠ rider, for additional protection

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Quarterly ratings and performance update

See how the quality investment options available with Protective Strategic Objectives II VUL performed last quarter.

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Cover the full picture of clients’ growth and protection needs

When clients want a solution for strong growth potential, don’t leave their protection needs behind. Learn how in this quick video about Protective Strategic Objectives II VUL.

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Consider this product for a client who is:

Affluent and considering how to plan for retirement
Looking for a tax-deferred option to house some of their investments
Maxing out other investment options like an IRA or 401k
Looking for death benefit coverage and maximum cash value opportunities
A higher risk tolerance

Ideal clients for Protective Strategic Objectives II variable universal life insurance

Key product specs

Issue ages: 0-80
Minimum face amount: $100,000
World-class investment management
Dollar cost averaging and portfolio rebalancing
Built-in lapse protection

Full details

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Added flexibility for the future

Our ExtendCare rider can give clients added flexibility and protection in case they experience an unexpected chronic illness. View our Optional Riders and Endorsement Guide to learn more about the optional benefits clients can add to their policy for extra protection and value.

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Helpful resources on Protective Strategic Objectives II VUL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.