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A financial professional meeting with a mother and daughter
A financial professional meeting with a mother and daughter
Life check ups help you secure clients’ changing protection needs
Your clients’ lives are constantly changing, so the protection they need is probably changing, too. You can make sure they have the right life insurance coverage in place with regular life check ups – and we’re here to help.

Big life events can cause protection needs to change

Meeting with your clients at least once a year can uncover life changes that could have a big impact on their protection needs and financial goals. If your client has recently experienced one of these events, it’s time for a life check up to review their coverage and recommend tailored solutions to fully protect the life they’ve built.
Marriage or divorce
Purchasing a new home
Childbirth or adoption
New job or career change
Significant changes in income
Starting or owning a business
Financial support of elderly parent(s)
No Alt
Nearing retirement
A financial professional conducting a life insurance needs check up with a client
Understand life stages to inform a life check up meeting
Use this resource to talk to clients about potential life changes across stages and how it could impact their life insurance needs over time.

Conduct a life check up with help from these tools

Use these resources to guide clients through a life check up to discuss their current needs and future goals, and help you recommend the right protection as their life changes.

Cover of the Protective getting started checklist for clients
The getting started checklist
Cover of Life Check-up Client Guide
Life check up client guide
Cover of Life Equation Flyer
Simple needs analysis tool for clients
Cover of the Protective insurance needs client brochure
How much life insurance do I need

Offer the right solutions to protect where your client is going in life

As you conduct life check ups amid clients’ changing needs, be sure you're also staying up to speed on what you're recommending to address those changes.
A father holding his young daughter and smiling, knowing they are protected with term life insurance
Term life offers simple, affordable protection for a certain time
A woman smiling knowing she is protected with universal life insurance.
Universal life offers flexible protection for a lifetime
A father helping his children measure their growth, knowing his family is protected with variable universal life insurance.
Variable universal life for maximum growth potential

We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.