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Happy couple enjoying a secure retirement with a solid guaranteed income plan.
Happy couple enjoying a secure retirement with a solid guaranteed income plan.

Boost retirement confidence with guaranteed income

Clients can feel more confident in the future they've worked hard for when a portion of retirement income is derived from guaranteed sources. Start a guaranteed income conversation with your clients and help them protect their vision for retirement.

3 benefits of guaranteed income for clients

Research finds that retirees who hold a larger portion of their wealth in guaranteed income actually spend more than retirees who hold equal wealth in investments.¹
The security of a protected paycheck reduces or lessens the stress of market ups and downs from your clients’ lives, so they feel more comfortable spending money on their lifestyle.
As clients age, automating a budget with guaranteed income can help them reduce the risk of financial mistakes due to the risk of congitive impairments.

Use this 3-step income planning approach with clients

Employ three easy tactics to strengthen your client's confidence in their retirement plans. Set spending priorities, estimate expenses, and evaluate how flexible their expenses can be. For more on this approach and support to enrich your client conversations, download this white paper by expert Michael Finke.
Financial professional reviewing a white paper detailing a 3-step approach to income planning.

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Explore our guaranteed income solutions

When you've identified a need for guaranteed income in your clients' plans, our suite of annuity solutions can help you deliver a solution that best fits your clients' retirement goals. Explore our options below.
Income soon
Protective® Income Creator Fixed Annuity

Fixed annuity

Protected lifetime income with access to money

Income with legacy
Protective® Dimensions V Variable Annuity

Variable annuity

Tax-deferred growth plus an optional lifetime income benefit

Other related topics

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Important income risks to consider in retirement planning
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Risks to consider when accumulating retirement savings
A financial professional handing information to his clients about their portfolio reliance rate
Stress test clients’ income plan with a portfolio reliance rate review

We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1David Blanchett and Michael Finke, "Guaranteed Income: A License to Spend," 2021.

Protective Income Creator fixed annuity is a fixed, single premium, deferred annuity contract with a limited market value adjustment issued under contract form series LDA-P-2013 and state variations thereof. The Lifetime Income Benefit is provided under rider form series LDA-P-6054 and state variations thereof. Product availability and features may vary by state.

Protective Dimensions V variable annuity is a flexible premium deferred variable and fixed annuity contracts issued under policy form numbers VDA-P-2006 (PLICO). SecurePay Income benefits issued on rider form VDA-P-6068. Product availability and features may vary by state.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.