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Optional benefits for variable annuities

Help clients accomplish more with a single retirement solution. When added to a variable annuity, at an additional cost, optional benefits can help you meet more of their unique protection, growth and income goals.

Explore optional benefits available with our variable annuity

With a choice of benefits, our variable annuity helps ensure you have the solutions you need to protect clients' visions of retirement.
Lifetime income benefit

SecurePay IncomeSM benefit offers your clients the flexibility to create an income stream they can depend on for a lifetime.

Enhanced death benefits

Four enhanced death benefit options to match unique legacy and growth goals:

  • Return of purchase payments
  • Maximum anniversary value
  • Maximum quarterly value
  • Maximum daily value

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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge. Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings.

Protective Dimensions V variable annuity is a flexible premium-deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form numbers VDA-P-2006. SecurePay Income benefits issued under rider form number VDA-P-6093. SecurePay Nursing Home benefits issued under form number VDA-P-5072R, in all states except in California where issued under form number IPV-2159. Policy form numbers, product availability and features may vary by state.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800‐456‐6330.

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