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Help clients secure their retirement with SecurePay Income%%SM%% benefit

SecurePay Income benefit, an optional lifetime income benefit available with Protective Dimensions V variable annuity, offers your clients the flexibility to help meet income-based retirement goals with this solution.

Why SecurePay Income benefit?

Once your clients reach retirement, they may want to create an income stream that they can depend on for a lifetime, no matter what life has in store. The SecurePay Income benefit can add protection and security to your clients' retirement plan to create an income stream they can depend on.
Protected income for life
Clients can feel more confident about achieving their retirement vision with a guaranteed income stream.
RightTime feature
Included at no added cost, clients don't have to decide upfront if they want optional lifetime income benefits.
Enhanced nursing home benefits
Clients have extra flexibility with SecurePay NH benefit, designed to help meet nursing home expenses if the unexpected happens.1
Investment opportunities and guaranteed 7% annual growth rate
Benefit base guaranteed to grow annually with a 7% compounding interest roll-up for at least 10 contract years.
Financial planner showing a client how to secure her retirement goals with SecurePay Income
Consider for a client who:
  • Wants to guarantee an income stream.
  • Is interested in enhancing their income potential by locking in market gains.
  • Prioritizes preparing for the unexpected, such as require nursing home care.
Nursing home residents gather for coffee with an assistant, glad that they prepared for the unexpected with SecurePay NH.
Prepare clients for the unexpected with SecurePay NH benefit
Included within the SecurePay Income benefit, this nursing home enhancement can nearly double your clients' benefit withdrawal percentage to a maximum of 10% should they become confined to a nursing home for 90 consecutive days. Our SecurePay NH benefit flyer has all the details.1

Helpful Resources on SecurePay Income benefit

Want to learn more about how SecurePay Income benefit works? Download these helpful resources.
Cover of SecurePay Income guide
Help clients learn about the benefits of SecurePay Income
Cover of SecurePay Income flyer
Provide clients with a quick overview
Cover of SecurePay NH flyer
Show clients how they can prepare for the unexpected

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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1To qualify for SecurePay NH, the client must: Be confined to a qualified nursing care facility; be unable to perform two out of six specific Activities of Daily Living or be diagnosed with a severe cognitive impairment; have not been in a nursing home one year before and after purchasing an optional protective lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.

SecurePay NH may not be available in all states and may not be available with new contract in the future. Please check with your financial professional for exact availability.

Protective Dimensions V variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York on policy form VDA-P-2006. SecurePay Income benefits issued on rider form VDA-P-6068.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.

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