Adding an enhanced death benefit option to a variable annuity can give your clients flexibility and control to support efficient wealth transfer. While a standard death benefit helps protect their legacy, an enhanced death benefit option offers additional protection and growth opportunities for your clients' legacy plans.
Why add an enhanced death benefit option to a variable annuity?
Clients can benefit from a step-up in the variable annuity's death benefit, addressing legacy concerns.
Increase amount available to beneficiaries
Efficient transfer of
wealth to beneficiaries
Removes the need for
medical underwriting
Connect our enhanced death benefits to your clients' specific legacy goals

Explore death benefit options available with our variable annuity
Enhanced death benefit options with Protective® Dimensions V variable annuity helps ensure you have more ways to support and enhance legacy protection for clients.
Other related topics

Developing a holistic retirement strategy

Legacy planning to protect what clients pass on

Explore lifetime income benefits available with a variable annuity
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¹ Maximum Anniversary Value (0.35% annualized), Maximum Quarterly Value (0.40% annualized) and Maximum Daily Value (0.50% annualized) are optional enhanced death benefits available at an additional cost. The death benefit option must be selected at the time of issue and cannot be changed.
² The Return of Purchase death benefit is an optional enhanced death benefit available at an additional cost of 0.20% on an annualized basis.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge. Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings.
Neither Protective nor its representatives offer legal or tax advice. Purchasers should consult their attorney or tax advisor regarding their individual situation.
Protective Dimensions V variable annuity is a flexible premium-deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form numbers VDA-P-2006. SecurePay Income benefits issued under rider form number VDA-P-6093. SecurePay Nursing Home benefits issued under form number VDA-P-5072R, in all states except in California where issued under form number IPV-2159. Policy form numbers, product availability and features may vary by state.
Investors should carefully consider the investment objectives, risks, charges, and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.
WEB.5019412.03.25
² The Return of Purchase death benefit is an optional enhanced death benefit available at an additional cost of 0.20% on an annualized basis.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge. Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings.
Neither Protective nor its representatives offer legal or tax advice. Purchasers should consult their attorney or tax advisor regarding their individual situation.
Protective Dimensions V variable annuity is a flexible premium-deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form numbers VDA-P-2006. SecurePay Income benefits issued under rider form number VDA-P-6093. SecurePay Nursing Home benefits issued under form number VDA-P-5072R, in all states except in California where issued under form number IPV-2159. Policy form numbers, product availability and features may vary by state.
Investors should carefully consider the investment objectives, risks, charges, and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.
WEB.5019412.03.25