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Investing with the SecurePay Income%%℠%% benefit

Offer clients the opportunity to focus on maximizing and protecting income with the optional SecurePay income benefit.¹ Available with Protective® Dimensions variable annuity, this benefit gives them access to our competitive fund lineup through allocation options designed to support their income goals.

Why invest with the SecurePay Income benefit?

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Extensive lineup
Build personalized portfolios with 60+ investment options from reputable fund managers.
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Investment flexibility
Offer access to varying levels of equity exposure with investment options across 37 asset categories.
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Proven track records
Support growth goals with high-quality investment options — many featuring a strong 10- and 15-year history.

Investment guidelines to support income guarantee

Adding the SecurePay Income benefit to a variable annuity contract provides your clients a stream of guaranteed income for life. Investment parameters help support this important income protection feature. They include preselected allocation options and guidelines based on whether the client is accumulating assets or taking income.

Build an investment strategy that's right for your client

Align to your clients' objectives and support your role with our choice of investment approaches. Explore 2 ways the SecurePay Income benefit allows you to build diversified portfolios.
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Create a custom portfolio
Use a custom approach and help clients build their own portfolios with our Allocation by Investment Category (AIC) program. Our AIC guidelines have all the details.
Choose a turnkey approach
Use a simplified approach with allocation portfolios offering up to 80% equity exposure during accumulation and up to 60% during distribution. Explore the portfolios and their performance in our brochure.

Other related topics

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Unlock clients' full retirement potential with Protective%%®%% Dimensions V variable annuity
Couple reviewing the Protective® Dimensions V variable annuity investment choices on their laptop.
Investing with Protective%%®%% Dimensions V variable annuity
Older couple taking a selfie on the beach, happy that they've chosen the SecurePay Income benefit to meet their retirement goals
Deliver guaranteed income and flexibility with the SecurePay Income%%℠%% benefit

We’re here for you

We're ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we'll get in touch with you as soon as possible.
¹SecurePay Income is an optional protected lifetime income benefit available at an additional cost of 1.5% with the Protective Dimensions V variable annuity. The SecurePay Income benefit has certain requirements and restrictions and is subject to state availability and will affect the underlying annuity contract features. For complete details, please see the product prospectus.

Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN. Variable products distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker‐ dealer and principal underwriter of registered products issued by PLICO, its affiliate. Product guarantees are backed by the financial strength and claims-paying ability of PLICO.

Protective is a registered trademark of PLICO. The Protective trademarks, logos, and service marks are property of PLICO and are protected by copyright, trademark, and/or other proprietary rights and laws.

Protective Dimensions V variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York on policy form VDA‐P‐2006. SecurePay Income benefits issued on rider form VDA‐P‐ 6068. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long‐term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800‐456‐6330.

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