A solid investment strategy is key to preparing clients for the retirement they want. Protective Dimensions V variable annuity has a range of investment options and approaches to help you support their goals.
Why Invest with Dimensions V variable annuity
Offer clients a choice of approaches in their investment strategy
The Protective Dimensions V variable annuity offers a choice of turnkey and custom allocation options to help you align to your clients' preferences and instill more confidence in their ability to achieve their growth goals.
For a simplified approach, our variable annuity has a choice of preselected allocation portfolios: The Protective Allocation Portfolios and the American Funds Insurance Series Allocation Portfolios. Each offers a distinct approach and range of equity and fixed-income allocation targets, so even your more risk-averse clients can customize a strategy to help meet their goals. Also, the names and construction of the profile objectives in the Edward Jones guidance report are reflected in these portfolios.
Protective Allocation Portfolios
Our preselected portfolios offer clients turnkey allocation options based on various levels of risk tolerance. Each offers broad diversification by asset class and fund manager.
- All-equity Focus: 95% Equity / 5% Fixed Income
- Growth Focus: 80% Equity / 20% Fixed Income
- Balanced Towards Growth: 65% Equity / 35% Fixed Income
- Balanced Growth & Income Global Focus: 50% Equity / 50% Fixed Income
- Balanced Growth & Income Domestic Focus: 50% Equity / 50% Fixed Income
American Funds Insurance Series® Allocation Portfolios
Each portfolio in this series of preselected portfolios from American Funds blends investment options for objective-based growth potential.
- Global Growth: 80% Equity / 20% Fixed income
- Growth: 80% Equity / 20% Fixed income
- Global Growth & Income: 65% Equity / 35% Fixed income
- Growth & Income: 65% Equity / 35% Fixed income
- Global Balanced Growth & Income: 50% Equity / 50% Fixed income
- Balanced Growth & Income: 50% Equity / 50% Fixed income
If you and your clients prefer a do-it-yourself approach, our fund information and performance center will provide the information and performance details you'll need at a later date. In the meantime, contact our knowledgeable team for support.
Investing with the SecurePay Income%%℠%% benefit
When the SecurePay income benefit is added to a Protective Dimensions V variable annuity contract, clients have a choice of allocation options with guidelines to support the guarantees this benefit offers. Learn how clients are able to guide their investment while accumulating assets and while taking income.
Other related topics
Protective%%®%% Dimensions V variable annuity helps meet more retirement goals
Enhanced death benefit options for legacy protection
Investing with the SecurePay%%SM%% income benefit
We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ SecurePay Income is an optional protected lifetime income benefit available at an additional cost with the Protective Dimensions V variable annuity. It offers guaranteed growth of the benefit base during your pre-retirement years and guaranteed annual withdrawals for life. SecurePay Income benefit has certain requirements and restrictions and is subject to state availability and will affect the underlying annuity contract features. For complete details, please see the product prospectus.
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates. Variable products distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker-dealer and principal underwriter of registered products issued by PLICO, its affiliate.
Protective is a registered trademark of PLICO. The Protective trademarks, logos, and service marks are property of PLICO and are protected by copyright, trademark, and/or other proprietary rights and laws.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.
During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge. Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings.
Protective Dimensions V variable annuity is a flexible premium-deferred variable and fixed annuity contract issued by PLICO in all states except New York on policy form numbers VDA-P-2006. SecurePay Income benefits provided by rider form number VDA-P-6068. SecurePay NH provided under form number IPV-2159. Product availability and features may vary by state.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.4318562.04.23
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates. Variable products distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker-dealer and principal underwriter of registered products issued by PLICO, its affiliate.
Protective is a registered trademark of PLICO. The Protective trademarks, logos, and service marks are property of PLICO and are protected by copyright, trademark, and/or other proprietary rights and laws.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.
During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge. Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings.
Protective Dimensions V variable annuity is a flexible premium-deferred variable and fixed annuity contract issued by PLICO in all states except New York on policy form numbers VDA-P-2006. SecurePay Income benefits provided by rider form number VDA-P-6068. SecurePay NH provided under form number IPV-2159. Product availability and features may vary by state.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.4318562.04.23