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Help secure your clients’ retirement with fixed annuities

Designed to offer guaranteed growth and income, fixed annuities could help your conservative clients feel more secure about their retirements goals.

Why a fixed annuity?

When your clients need predictability and protection to feel confident about retirement, consider these benefits of a fixed annuity for their goals:
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Guaranteed growth rate
Fixed annuities offer clients' a guaranteed fixed rate of return for a specific number of years.
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Protection from market downturns
With a guaranteed rate of interest, clients’ principal is protected and they don’t have to worry about losses due to poor market performance.
Protected lifetime income benefits
Some fixed annuities may offer protected lifetime income benefits that deliver a reliable stream of retirement income that your clients' can’t outlive. 
Efficient transfer of wealth
A death benefit is available at no additional cost and helps clients avoid the complications and delays associated with probate. 
How fixed annuities work
A fixed annuity simply pays a guaranteed rate of interest on purchase payments and later provides a guaranteed income stream for retirement or a death benefit.  
 A chart explaining how a fixed annuities work.
Consider a fixed annuity for a client who:
  • Is focused on protecting assets
  • Has a low-risk investment profile
  • Has money held in cash savings accounts, money markets, or CDs
Couple meant to represent the ideal clients for a fixed annuity meeting with financial professional.

Explore our fixed annuity options

Find out how our fixed annuity products can help clients who are less comfortable with risk feel more secure about their retirement goals.
Retired couple pauses during a bike ride to take a selfie happy knowing their income is protected with Protective Income Creator Fixed Annuity.
Protective%%®%% Income Creator fixed annuity provides lifetime income
Grandmother, who represents a potential Protective Secure Saver fixed annuity client, reviews recipe while cooking with daughter and granddaughter.
Protective%%®%% Secure Saver Pro fixed annuity for asset protection with growth

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Couple enjoying the fruits of their well-planned retirement.
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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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