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Protect assets and more with Protective%%®%% Secure Saver Pro Fixed Annuity

Clients seeking to protect and grow their retirement savings with a fixed annuity can find a simple and straightforward solution with Protective Secure Saver Pro fixed annuity.

Why Protective Secure Saver Pro fixed annuity?

Meet your clients where they are with Protective Secure Saver Pro fixed annuity, an excellent solution for preserving principal and accumulating assets with guaranteed rates for income in retirement.
Great rates on smaller policies
 $75,000 is all it takes to qualify for our most competitive rates. Minimum purchase is $10,000. 
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Guaranteed 5- or 7-year rates
Clients can safely grow and preserve assets on their preferred timetable. 
Penalty-free access to money
Annual 10% penalty-free withdrawals, plus unlimited access to contract value for terminal illness, unemployment or qualified nursing home stay.¹
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Check our rates
Be sure to confirm our current and future fixed annuity rates, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently. 
Current rates
Future rates

Product snapshot 

Get a quick profile of Protective Secure Saver Pro fixed annuity and why it makes such a sound retirement income solution.

Designed for a client who:

  • Is focused on asset protection 
  • Has a conservative risk profile
  • May prefer the safety of cash savings vehicles, money market funds and bank CDs
Clients who might be potential candidates for a Protective Secure Saver Pro fixed annuity.

Key product specs

  • No up-front fees
  • Minimum purchase payment of $10,000 — subsequent purchase payments not allowed 
  • Issue ages are 0–85 for non-qualified contracts, 18–85 for qualified
  • 5- or 7-year initial interest rate guarantee period
  • Annual penalty-free withdrawals of 10% of the contract value
Full details
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Built-in waivers to protect against unexpected life events

  • Nursing facility confinement/terminal illness condition waiver which allows the withdrawal of all or a portion of the contract value¹ 
  • Unemployment waiver which permits the withdrawal of all or a portion of the contract value with no withdrawal charge²
A grandmother looking content knowing her granddaughter's future is protected by the Secure Saver fixed annuity.
Illustration of person and large lock that symbolizes the security clients have with Protective Secure Saver Pro.
Customize a retirement strategy with Protective Secure Saver Pro fixed annuity
With this solution, you can help clients protect principal and accumulate assets for income in retirement. Our brochure has all the details.
Download brochure

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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Contact us

Welcome to Protective

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1May not be available in all states and state variations may apply.

1Certain qualification must be met to qualify for the Unemployment waiver. May not be available in all states.

Protective Secure Saver Pro fixed annuity is a single premium deferred fixed annuities contract issued under policy form series LDA-P-2013. Protective Secure Saver Pro fixed annuity is issued by Protective Life Insurance Company located in Nashville, TN.

WEB.3141839.11.22