New guaranteed lifetime withdrawal rates for key retirement ages*

*Lifetime income rates shown at key retirement ages above for single persons and spouses are based on the benefit being taken within the first year. See Payout Guide for full details and guaranteed income factors for every age.

Transition rules

• Tickets/Applications dated July 21, 2024, or earlier and received in good order will be issued with the current withdrawal rates:
  • Cash/Applications/Any 1035 exchange paperwork related to these new tickets/applications must be received no later than August 5, 2024 (10 business days from effective date).
• Previously submitted Annuity tickets/applications that are awaiting funding from 1035 exchanges and/or Not In Good Order (NIGO) items will continue to be processed through existing procedures.
• Tickets/Applications for the Protective Income Creator dated July 22, 2024, and after will be accepted and issued with the new withdrawal rates.

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