We believe products should be easy to understand and easier to recommend. That's why we continue to improve our term product to maximize its value for clients everywhere:

Transition Rules:

• For paper business: applications must be signed and received on or before September 9, 2024.
• For electronic ticket business and direct writers: applications must be signed and received on or before September 23, 2024.
• Any application in Underwriting on August 26, 2024, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.
• New York does NOT have a rate change, however the plan codes are changing, so they will follow the above rules.

Reach out to your representative today to see how we're helping clients achieve the protection they deserve.