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Our latest reprice of Protective%%®%% Strategic Objectives II VUL
February 1, 2024
We are pleased to announce a reprice for Protective Strategic Objectives II VUL.

Our solution offers:

  • Tax-deferred cash value growth that isn't restricted by "guarantee fees."
  • Strong investment options from leading fund managers.
  • Two death benefit options for added flexibility.
  • Lapse protection to help ensure the policy and death benefit remain active.

When your clients are looking for death benefit protection plus powerful cash value growth potential to fund a future goal, you can help them secure both with our VUL.

Transition rules

For paper and ticket business:

  • Applications signed and received on or before January 31, 2024 will receive the old product version.
  • Applications signed and received on or after February 1, 2024 will receive the new product version.
  • Any application in Underwriting on February 1, 2024, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.
  • If the new product version is wanted on an application that is signed January 31, 2024 or prior, an amendment will be required with an owner signature on delivery.

For more information about Protective Strategic Objectives II VUL, or any of our other products, please contact your Protective representative.

We’re here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Variable universal life insurance policies issued by Protective Life Insurance Company (PLICO). Securities offered by Investment Distributors, Inc. (IDI), the principal underwriter for registered products issued by PLICO, its affiliate. PLICO is located in Nashville, TN; IDI is located in Birmingham, AL.

Variable universal life insurance involves the risks of investing in stocks, bonds and other securities; market, interest rate and credit risk; and, loss of principle. If the investment performance of underlying investments is poorer than expected (or if sufficient premiums are not paid), the policy may lapse or not accumulate sufficient value to fund the intended application.

Investments in variable universal life insurance policies are subject to fees and charges from both the insurance company and the managers of underlying investments. Loans and withdrawals may negatively impact policy value, investment performance, death benefit, and any Lapse Protection.

Variable universal life insurance policy issued under policy form number ICC20-V15S-PVC / VUL-15S-PVC 7-20 and state variations thereof. Product features and availability may vary by state.

Investors should carefully consider the investment objectives, risks, charges and expenses of Protective Strategic Objectives II Variable Universal Life insurance and its underlying investment options before investing. This and other information is contained in the prospectus for Protective Strategic Objectives II Variable Universal Life and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.