January 17, 2023

We're excited to announce we've lowered our Protective^® Classic Choice term prices once again.

We believe products should be easy to understand and easier to recommend. That's why we continue to improve our term product to maximize its value for clients everywhere.

Transition Rules:

• For paper business: applications must be signed and received on or before January 31, 2023.
• For electronic ticket business: applications must be signed and received on or before February 14, 2023.
• Any application in Underwriting on January 17, 2023, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.
• This reprice includes Protective Classic Choice term products sold in New York.

We are also pleased to announce that the Waiver of Premium rider and Accidental Death Benefit rider are now available with Protective Classic Choice term in New York.

Reach out to your representative today to see how we're helping customers achieve the protection they deserve.