Protective® Classic Choice term

Protective%%®%% Classic Choice term for affordable, short-term coverage

We’ve maximized the value a term solution can offer clients to help them secure what matters most. Learn about our straightforward, affordable coverage, and our digital tools to help streamline the underwriting process.

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Why recommend Protective Classic Choice term?

Your clients who need traditional term coverage can enjoy these four benefits:

Short-term death benefit coverage

It offers essential protection that’s easy for clients to understand and easy for you to sell.

Protection for up to 30 years

We offer coverage from 10 to 30 years.

Low priced term solution

Competitively priced for protection that fits in more budgets.

Streamlined and expedited underwriting

Policies are placed up to 40 days faster with Protective Velocity, our suite of digital solutions. That means you get paid faster, too.

Consider this product for a client who:

Wants simple short-term death benefit coverage
May have a young family and a mortgage or other debts
Is interested in term periods up to 30 years
Wants the most coverage for the lowest cost

A couple and their young son painting a baby's room

Key product specs*

Coverage is available for 10-, 15-, 20-, 25-, 30-year periods
Minimum face amount of $100,000
31-day grace period before policy lapse

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Add speed and simplicity to your term sales

Enjoy a faster sales process for Protective Classic Choice term with Protective Velocity, our end-to-end suite of digital solutions. Together, our Velocity tools help you deliver coverage to clients quickly and conveniently – and take administrative work off your plate.

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Helpful resources on Protective Classic Choice term

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.