Estate Planning

Estate planning benefits everyone

It’s the word “estate” that probably makes it seem like something reserved for the wealthy. However, an estate plan can protect every families' financial goals regardless of income and assets. That’s where you can more deeply serve clients with tailored estate planning solutions.

Father holding their small child while reviewing his estate plan that will provide a seamless distribution of assets.

How estate plans work

An estate plan ensures a seamless distribution of assets in the event of your client’s incapacitation or death. It’s an opportunity to provide needed protection for loved ones by minimizing stress and confusion, reducing or avoiding taxes and much more.

Building a goals-based estate plan strategy

Here are some of the essential components available to help protect your clients’ legacy and their loved ones.

Last will & testament

Reduce the emotional burden on beneficiaries with clear instructions for their assets.

Trust

Plan for the future by holding assets for beneficiaries.

Durable power of attorney

Designate someone to make decisions on your client’s behalf in the event of an emergency.

Living will

Provide clarity for loved ones with instructions about end-of-life medical care.

Letter of instruction

Help heirs understand a client’s choices about funeral services, medical care and more.

Life insurance

Protect beneficiaries with funds for paying debts, replacing lost income and more.

Life insurance is essential to estate planning

Life insurance relieves the financial stress on beneficiaries. It helps your client’s family meet their day-to-day needs with income, immediate access to cash, tax advantages and more.

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