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ExtendCare%%SM%% rider

Preparing your clients for the unexpected goes beyond purchasing a policy that only offers death benefit protection. With our ExtendCare rider, they can advance their death benefit to manage the costs associated with a chronic illness.

Why should clients add the ExtendCare rider?

An unexpected chronic illness can create extra financial stress for clients. The ExtendCare rider can offer more security when it's needed most.
Flexibility + choices
Clients can choose between receiving all of the ExtendCare benefit or a combination of the ExtendCare benefit and the death benefit.
No Alt
Less burden on clients
Receive monthly benefits without submitting monthly bills.
Freedom from premiums
Clients don't pay premiums or policy expenses while on claim and no premiums after three consecutive years of a chronic illness.
Easy to sell
Sell the ExtendCare benefit without separate licensing or continuing education.
See how ExtendCare works
The ExtendCare rider helps create more financial stability in the case of unexpected chronic illness by advancing the death benefit. Funds can be used for home health care, assisted living costs and more.
Illustration showing how ExtendCare enhances a life insurance policy with chronic illness protection.

Find the right client fit for ExtendCare

When you meet with clients, you want to offer protection strategies that meet their needs. Here are some client profiles that may be best served with ExtendCare.
A woman on vacation is feeling more confident now that she has added protection to her life insurance plan.
Pre-retiree protector
Clients age 60+ nearing their planned retirement age and are looking for a cost-effective protection solution.
A father has new confidence in knowing that he has chronic illness protection as his son starts college.
Career peak protector
Clients age 50-60 who have just reached peak earning years and may still have some larger expenses such as college tuition.
A successful business owner has renewed confidence in his estate and legacy planning strategy.
Estate protector
Business owner clients age 40-50 with strong cash flow and interested in estate and legacy planning, less concerned about policy cost.
Introduce clients to chronic illness solutions
Show clients more details about how the ExtendCare rider can help add security in the case of unexpected chronic illness with this video.
Thumbnail image for solutions for chronic illness video.

Helpful resources

Use these resources to learn more about our ExtendCare rider and support your client conversations.
Cover of ExtendCare Rider producer guide.
Review key rider details and specs
Download producer guide
Cover of ExtendCare Rider producer guide.
Introduce clients to chronic illness solutions
Download client guide
Cover of ExtendCare FAQs/guide.
Get answers to common questions
Download FAQs

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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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