Learn how our Return of Premium endorsement gives clients access to part of their premiums when they need it.
Flexible design backed by the strength of our promise
This endorsement, available at no extra cost, allows clients to access cash when they need it most.
Unexpected events make the case for added flexibility
Sometimes the unexpected happens and your clients need access to extra cash. With a Return of Premium endorsement, their guaranteed income protection doesn’t have to begin and end with their death benefit.

Unexpected medical event

Volatile market conditions

Spike in housing costs
Other related topics

Help cover chronic illness expenses with the ExtendCare%%SM%% rider

Give clients predictable guarantees with Protective%%®%% Lifetime Assurance UL

Protect clients with the flexible lifetime benefits of universal life
We’re here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ An additional restriction on the Return of Premium endorsement for non-tobacco rate classes requires the insured to be "non-rated" or, if they are rated, a "Table 4" or better, or maximum flat extra of $5.
WEB.5577105.03.24
WEB.5577105.03.24