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Protective Advantage Choice%%SM%% UL offers flexible lifetime protection

Some clients need more from their life insurance than just a death benefit. Protective Advantage Choice UL offers lifetime protection plus flexible features and potential cash value accumulation to meet more of their goals.
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Why recommend Protective Advantage Choice UL?

Your clients who want long-term protection with added flexibility can enjoy these three benefits:
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Strong guarantees
Death benefit protection can be guaranteed up to the client’s lifetime
Flexible premium options
Choice of level premiums for life, a certain period or adjusted with expected income
Cash value potential
Grows tax deferred and can be accessed for future expenses or unexpected costs

Product snapshot

Get a quick profile of Protective Advantage Choice UL and its flexible features.

Consider this product for a client who:

  • Wants a lifetime death benefit
  • Seeks flexible options to address life’s uncertainties
  • Is a low to moderate risk profile
A married couple reviewing life insurance options with their financial professional.

Key product specs

  • Issue ages: 18-75 for Select Preferred; 18-85 for Preferred, Non-Tobacco and Tobacco risk classes. State variations may apply.
  • Minimum face amount: $50,000 for Non-Tobacco and Tobacco; $100,000 for Select Preferred and Preferred. No maximum.
  • Premium flexibility
  • Tax-deferred growth
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Ideal clients for Protective Advantage Choice UL universal life insurance.

Added flexibility for the future

View our Riders and Endorsements Guide to learn more about the optional benefits clients can add to their policy for extra protection and value.
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Helpful resources on Protective Advantage Choice UL

We want to help you decide if Protective Advantage Choice UL is the right goals-based fit for your clients. Use these resources to learn more about the product and support your client conversations.
The cover of the Protective Advantage Choice UL guarantee comparison flyer.
Compare the strength of our guarantee when clients miss a premium
Download comparison flyer
The cover of the Protective Advantage Choice UL universal life insurance product guide.
Introduce clients to Protective Advantage Choice UL
Download product guide
The cover of the Protective Advantage Choice UL universal life insurance step premium design flyer.
Show clients how a step premium design can give them more time for investment growth
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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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